Our Process & Fees
A clear roadmap, transparent pricing, and a fiduciary standard
CWC Advisors is fee only, so you will understand exactly how we are paid and what you receive for the fee. Our process is structured, efficient, and designed to keep decisions consistent as markets and life change.
Client Journey
What to expect at every step, from first conversation to ongoing management
The goal is to make the process easy to understand and easy to maintain. Each step is documented so you know what is happening, why it matters, and what comes next.
Client Journey
Step 1
Discovery Call
A brief conversation to understand your goals, constraints, and what you want from an advisor. We confirm fit and outline next steps.
Step 2
Data Gathering
We collect key information such as accounts, goals, timelines, and current strategy. Requests are focused and we explain how each item is used.
Step 3
Initial Analysis
We review risk tolerance, asset allocation, and any complexities such as concentrated positions, equity compensation, or major life transitions. You receive a clear summary of findings and priorities.
Step 4
Engagement & Onboarding
If we move forward, we define services, responsibilities, and fees in writing and begin onboarding. If it is not a fit, we will suggest the right next direction.
After Becoming a Client
Step 1
Plan & Portfolio Design
We develop a financial plan and target portfolio aligned with your goals, time horizon, and risk tolerance.
Step 2
Implementation
Accounts are opened or transferred and the portfolio is implemented according to the plan.
Step 3
Monitoring & Risk Oversight
Portfolios are monitored continuously, with adjustments made when needed to stay aligned with objectives and risk.
Step 4
Ongoing Reviews
We meet on a regular cadence and adjust the plan and portfolio as your life and goals evolve.
Investment Process
A structured research workflow with clear buy and sell criteria
Our portfolio management process follows a structured sequence, from initial screening through balance sheet analysis, business and industry review, and a documented buy and sell approach. This workflow is designed to keep decisions consistent, evidence based, and tied to normalized operating metrics and long term valuation assumptions.
Initial Screening
- Market capitalization
- Financial strength
- Relative price performance
- Valuation metrics
01
Balance Sheet Analysis
Detailed review of liquidity, leverage, and capital structure
02
Business & Industry Review
- Management communication and strategy
- Consensus expectations
- Competitive positioning and stakeholder analysis (customers, suppliers, employees)
03
Buy and Sell Discipline
Target prices based on normalized operating metrics and long-term valuation assumptions
04
Types of Portfolios
Building blocks designed for diversification, risk control, and long term objectives
CWC Advisors offers a range of portfolio strategies that can be used individually or combined within a broader allocation. Each portfolio type is selected and sized based on goals, time horizon, liquidity needs, and the role it plays within the overall plan.
Large Cap Value
Focuses on established U.S. companies that exhibit durable business models, consistent cash flows, and attractive valuations. These portfolios emphasize companies trading in the lower end of their historic valuations with an identified catalyst likely to return valuations to normal levels.
Large Cap Growth
Invests in leading U.S. companies with strong growth characteristics, competitive advantages, and the potential to reinvest earnings at attractive rates. These are businesses that we feel can outperform future expectation levels end when those levels are not depressed. The portfolio is designed to capture long term growth opportunities while maintaining disciplined risk management.
Small Cap
Targets smaller U.S. companies with the potential for above average growth. These portfolios seek to benefit from innovation and expanding businesses, while recognizing the higher volatility that can accompany this segment of the market. We use this excess volatility to our advantage by buying good businesses at prices we feel are attractive compared to future expectations.
International
Provides exposure to developed and emerging markets outside the United States. International portfolios are designed to enhance diversification, capture global growth opportunities, and provide diversification for periods when the U.S. dollar shows weakness against other currencies.
Bonds
Emphasizes income generation, capital preservation, and risk mitigation through a strategically diversified mix of fixed income securities. Bond portfolios are structured to support stability and help manage volatility across market cycles.
Enhanced Cash Management
Designed for liquidity-focused assets with an emphasis on capital preservation and yield enhancement relative to traditional cash holdings. These strategies are intended to support short term needs while maintaining flexibility and risk awareness.
Liquid Alternatives
Includes non-traditional strategies that may offer diversification benefits beyond stocks and bonds. Alternative portfolios are used selectively to help manage risk, reduce correlation, and broaden sources of return within a diversified allocation.
Private Investments
Provides access to private market opportunities that are not available in public markets. These strategies are typically long-term in nature and may include higher complexity, reduced liquidity, and unique risk considerations. These investments may require high minimum investments and accredited investor status.
Fees
Simple, transparent, and aligned to your outcomes
We are compensated through a simple percentage of the assets we manage on your behalf, which is designed to keep our interests aligned with yours. When your portfolio grows, we grow with you, and our focus stays on long term stewardship rather than product sales. Fee details depend on the scope of work and the services included, and we outline that clearly before any engagement begins. Our structure is designed to be straightforward, with no hidden incentives or proprietary product requirements. Please reach out to learn more about our fee structure and what the relationship would include for your situation.